home loan privacy policy

Your privacy is important to us at my housing loan (“MHL”). To better protect your privacy, we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used on http://www.myhousingloan.com.sg (the “Site”).

The Information We Collect
The types of personally identifiable information that may be collected at the Site include: name, address, e-mail address, telephone number, fax number, and information about your interests in and use of various products and services.

How We Use the Information
We may use the information you provide about yourself to fulfill your requests for our products and services, to respond to your inquiries about our offerings, and to offer you other products or services that we believe may be of interest to you.
We sometimes use this information to communicate with you, such as to notify you when you have won one of our contests.

If you choose to submit content for publication on the Site, we may publish your screen name and other information you have provided to us.

We sometimes use the non-personally identifiable information that we collect to improve the design and content of the Site and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyse site usage, as well as to offer you products or services.

We may disclose personally identifiable information in response to legal process, for example, in response to a court order or a subpoena. We also may disclose such information in response to a law enforcement agency's request.

Agents and contractors of MHL who have access to personally identifiable information are required to protect this information in a manner that is consistent with this Privacy Notice by, for example, not using the information for any purpose other than to carry out the services they are performing for MHL.

Although we take appropriate measures to safeguard against unauthorized disclosures of information, we cannot assure you that personally identifiable information that we collect will never be disclosed in a manner that is inconsistent with this Privacy Notice.

Finally, MHL will not use or transfer personally identifiable information provided to us in ways unrelated to the ones described above without also providing you with an opportunity to opt out of these unrelated uses.

Collection of Information by Third-Party Sites and Sponsors
From time to time, the Site may contain links to other sites whose information practices may be different than ours. Visitors should consult the other sites' privacy notices as we have no control over information that is submitted to, or collected by, these third parties.

The Site sometimes may offer content (e.g., contests, sweepstakes, or promotions) that is sponsored by or co-branded with identified third parties. By virtue of these relationships, the third parties may obtain personally identifiable information that visitors voluntarily submit to participate in the site activity. MHL has no control over the third-party's use of this information. The Site will notify you at the time of requesting personally identifiable information if these third-parties will obtain such information.

Cookies
To enhance your experience with the Site, we use "cookies." Cookies are text files we place in your computer's browser to store your preferences. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information unless you choose to provide this information to us by, for example, registering at the Site. However, once you choose to furnish the site with personally identifiable information, this information may be linked to the data stored in the cookie.

We use cookies to understand site usage and to improve the content and offerings on the Site. For example, we may use cookies to personalize your experience at our web pages (e.g. to recognize you by name when you return to our site), save your password in password-protected areas, and enable you to use shopping carts on our sites. We also may use cookies to offer you products or services.

Our Commitment to Security
We have put in place appropriate physical, electronic, and managerial procedures to safeguard and help prevent unauthorized access, maintain data security, and correctly use the information we collect online.

Notification of Updates
From time to time, we may update this privacy notice. We will notify you about material changes in the way we treat personally identifiable information by placing a notice on the Site. We encourage you to periodically check back and review this notice so that you always will know what information we collect, how we use it, and to whom we disclose it.

How to Contact Us
If you have any questions or concerns about the online policy for the Site or its implementation you may contact us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

The privacy notice posted on the Site was updated on or about 21 October 2006.